Can You Afford Your Dream Course? Let’s Find Out

Education Loan EMI Calculator for Students Planning Their Future

Before you choose a course, it’s important to understand the financial commitment involved. This calculator helps you estimate your monthly EMI so you can plan your education without future stress.

Loan Amount
₹
₹50,000₹20,00,000
Interest Rate (per annum)
%
1.0%20.0%
Loan Tenure
M
1 Month360 Months
Monthly EMI
₹10,624
Payment Breakdown
Principal Amount78.4%
Total Interest21.6%
Principal Amount
₹5,00,000
Total Interest
₹1,37,411
Total Amount Payable
₹6,37,411

Amortization Details

MonthPrincipal PaidInterest ChargedTotal PaymentBalance
▶2026₹81,134₹46,348₹1,27,482₹4,18,866
▶2027₹89,630₹37,852₹1,27,482₹3,29,236
▶2028₹99,015₹28,467₹1,27,482₹2,30,221
▶2029₹1,09,383₹18,099₹1,27,482₹1,20,837
▶2030₹1,20,837₹6,645₹1,27,482₹0
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