Accounts Department

Credit Underwriter

Job Details

  • Scrutiny of credit application along with other applicable documents
  • Client meeting and site visit to understand the business model,cash flows & re-payment capacity.
  • Adhering to the credit policy guidelines of the company.
  • Preparation of CAM / proposal note.
  • Recommending for sanction / rejection credit applications with proper justification based upon field visit & observations.
  • To ensure TAT timelines.
  • Ability to detect incorrect information / fradulent aspects in the lending process.
  • Ensuring control over delays , defaults in repayments by way of timely follow up to maintain quality of portfolio under management.
  • Analysing delinquent accounts and preparing reports on highest risk accounts including recommendations for resolution.
  • Work collaboratively with Customer Relationship Officer & other team members to drive deals for successful closure.

Job Skills

  • Credit Analytical Skills
  • Ability to judge business model,cash flow & credit worthiness of the prospective clients.
  • Experience in appraisal of different types of borrowers for secured/unsecured credit limits.
  • Flair for underwriting and credit analysis.
  • Optimistic , decent personality , fair communication.
  • Candidates with relevant experience are eligible to apply, with required academic qualification (graduate/MBA Finance/C.A.) & can expect a decent hike.

Location & Number Of Vacancy

Chembur (01 opening)


Any Graduate


0 – 3 Year


Upto 3 LPA


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